Two hundred pounds might buy you a month of phone use, a gym membership and a few streaming subscriptions.
Or, for the same money, you could drive away in a car that’s only several years old, with modern tech and low mileage. You’ll also benefit from handy safety features and engines that are more economical than ever before.
And a £200 per month budget is enough to put an impressively wide choice of cars in your parking space. You can find city-friendly superminis or family-friendly SUVs that are ready for adventure. The only question now is… which one is going to be your next car?
Shop all used cars for £200 per month or less here or cars for £200 per month with no deposit.
Ford Fiesta
For years the Ford Fiesta was the UK’s best-selling car, and that means there’s plenty of choice on the used market. Whether you’re happy with entry-level versions or want the sporty ST-Line trim, you’ll find lots of Fiestas within your budget. It’s also one of the most fun small cars to drive, with an eager 1.0-litre engine, a crisp, engaging manual gearbox and sweet handling. The Fiesta also offers space for four adults and a 300-litre boot.
Shop used Ford Fiesta cars for sale or read our Ford Fiesta review
Nissan Juke
Some might dismiss the Nissan Juke as style over substance but the second-generation car finally puts those criticisms to bed. The cabin feels surprisingly premium at this price point, with lots of soft-touch materials and deliberately styled elements to lift the passenger experience. What's more, as long as you're not carrying especially lofty passengers in the back, you'll find the Juke is more practical than you might expect with decent rear legroom and a usefully square boot.
Shop used Nissan Juke cars for sale or read our Nissan Juke review
Renault Clio
The Renault Clio has always been a stylish alternative to the Ford Fiesta and Volkswagen Polo, but you might not realise it has a pretty plush interior for the price – which usually undercuts most of its rivals. Under £200 per month gets you a wide choice of high-spec Clios with an economical turbocharged petrol engine. The Clio can’t quite match its rivals for rear-seat space – there’s just enough space for adults provided front-row occupants aren’t really tall – but the Clio offers the biggest boot of any supermini.
Shop used Renault Clio cars for sale or read our Renault Clio review
Dacia Duster
The Dacia Duster is an unpretentious and rugged SUV that’s seriously good value. Spacious, big-booted and easy to wipe down – the Duster is the perfect adventure vehicle. Tried-and-tested Renault parts, including the petrol engines and interior switchgear, should give you confidence about the Duster’s longevity. Whether you simply want basic transport or a few extra features, the Dacia has you covered. If you fall into the latter camp, look for a Duster with alloy wheels, as these trim levels also come with a rear-view camera, cruise control and an easy-to-use touchscreen with sat nav, Apple CarPlay and Android Auto.
Shop used Dacia Duster cars for sale or read our Dacia Duster review
Peugeot 208
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The Peugeot 208 shares a lot with the Corsa, but you won't be able to spot that inside – where the Peugeot is a lot more premium-feeling than its Vauxhall counterpart. We think the 208's LED strakes and unusual alloy wheels make it stand out more, too. At this budget you'll be able to choose a fun and frugal PureTech petrol engine, or a fully electric e-208 with over 200 miles of range.
Shop used Peugeot 208 cars for sale or read our Peugeot 208 review
Citroen C4
Want something stylish, practical and comfortable? Sounds like a tough ask – unless you buy a Citroen C4. This VW Golf rival brings sleek coupe-SUV styling, with fancy split headlights and intricate detailing. With clever suspension and cushioned seats, the C4 is the perfect antidote to potholed roads and stressful commutes. There are petrol, diesel and fully electric versions, with the latter being cheapest to buy and cheapest to run. The C4 is a hatchback but there's also the C4 X if you want a saloon.
Shop used Citroen C4 cars for sale or read our Citroen C4 review
Skoda Kamiq
The Skoda Kamiq may be the smallest SUV in the Czech brand's range, but no one's told the Kamiq that! This compact family car is barely any bigger than hatches like the Volkswagen Golf on the outside, but squeezes so much passenger room into the cabin that it can compete with larger SUVs from the class above. You can seat four six-footers in comfort, or squeeze a fifth in for shorter journeys, while also having enough boot space for a couple of big suitcases. Plus, it's more fun to drive than you'd expect, with fast steering and level handling.
Shop used Skoda Kamiq cars for sale or read our Skoda Kamiq review
SEAT Arona
SEAT’s chunky looking Arona small SUV is a great all-rounder. It’s really practical, has lots of headroom and has plenty of standard equipment to enjoy. All Aronas get a crisp touchscreen with all the features you’d hope for, while higher spec cars get luxuries like LED headlights. Facelift examples with a newer infotainment system are available for under £200 per month. The Arona is one of the more affordable small SUVs, and its frugal 1.0-litre engine keeps running costs down once you’ve driven away from the store.
Shop used SEAT Arona cars for sale or read our SEAT Arona review
Skoda Scala
The Skoda Scala is the company's answer to the Volkswagen Golf, but it's more than just a cut-price alternative. This surprisingly spacious family car has enough room to convince wriggling kids into their car seats, and just about enough boot space for a pushchair or a week's holiday gear. The cabin is subtle but has details like patterned upholstery and posh metal door handles to lift the atmosphere. On the road, the Scala is calm and fuss free. Your budget buys a relatively recent model with our preferred 1.0-litre TSI petrol engine, as well as the optional quick-shifting DSG automatic gearbox, which suits the car's chilled character.
Shop used Skoda Scala cars for sale or read our Skoda Scala review
Mini hatchback
If you're happy to look at something a little bit older, you can score a Mini for under £200 per month. Arguably the most stylish car on this list, the loveable Mini is fancy inside and peppered with BMW parts. With a superb manual gearbox and keen handling, the Mini is one of the best-driving cars on this list. It'll light up your commute like no other car we've mentioned, but its 1.5-litre petrol engine keeps costs down too.
Shop used Mini hatchback cars for sale or read our Mini hatchback review
Read our top picks for other monthly budgets
- 10 of the best cars for under £150 per month
- 10 of the best cars for under £250 per month
- 10 of the best cars for under £300 per month
- 10 of the best cars for under £400 per month
Affordable finance on used cars
Check out Motorpoint's huge selection of nearly new and used cars, all with a range of flexible finance options.
