Two hundred pounds might buy you a month of phone use, a gym membership and a few streaming subscriptions.
Or, for the same money, you could drive away in a car that’s only several years old, with modern tech and low mileage. You’ll also benefit from modern safety features and engines that are more economical than ever before.
And a £200 per month budget is enough to put an impressively wide choice of cars in your parking space. You can find city-friendly superminis or family-friendly SUVs that are ready for adventure. The only question now is… which one is going to be your next car?
Shop all used cars for £200 per month or less here or cars for £200 per month with no deposit.
Vauxhall Corsa
The UK’s most popular car is widely available for under £200 per month. It’s not only a big seller because it’s affordable, but because it’s a talented all-rounder of a thing. Fun to drive and peppy, yet economical and mostly comfortable. Well equipped for the price, yet also big enough to carry your friends without them feeling scrunched up behind you. Go for a top-spec Elite Edition car and you’ll enjoy heated seats, high-beam assist and a system that can automatically adjust your speed when the limit changes – quite rare features in such a small and inexpensive car.
Shop used Vauxhall Corsa cars for sale or read our Vauxhall Corsa review
Mini Electric
We love the Mini Electric. It has the cheeky, involving driving experience that you know and love from the petrol Mini, plus instant acceleration to win the traffic light grand prix. What’s more, the interior and styling is as characterful as ever, but the electric Cooper SE impresses with much lower running costs than the petrol one. Charge at home and a full top-up costs just a few quid. Get into the habit of plugging in every night – like many smartphone users do – and you’ll have enough range for day-to-day duties.
Shop used Mini Hatchback cars for sale or read our Mini Hatchback review
Ford Fiesta
For years the Ford Fiesta was the UK’s best-selling car, and that means there’s plenty of choice on the used market. Whether you’re happy with entry-level versions or want the sporty ST-Line trim, you’ll find lots of Fiestas within your budget. It’s also one of the most fun small cars to drive, with an eager 1.0-litre engine, a crisp, engaging manual gearbox and sweet handling. The Fiesta also offers space for four adults and a 300-litre boot.
Shop used Ford Fiesta cars for sale or read our Ford Fiesta review
Skoda Kamiq
The Skoda Kamiq may be the smallest SUV in the Czech brand's range, but no one's told the Kamiq that! This compact family car is barely any bigger than hatches like the Volkswagen Golf on the outside, but squeezes so much passenger room into the cabin that it can compete with larger SUVs from the class above. You can seat four six-footers in comfort, or squeeze a fifth in for shorter journeys, while also having enough boot space for a couple of big suitcases. Plus, it's more fun to drive than you'd expect, with fast steering and level handling.
Shop used Skoda Kamiq cars for sale or read our Skoda Kamiq review
Nissan Juke
Some might dismiss the Nissan Juke as style over substance but the second-generation car finally puts those criticisms to bed. The cabin feels surprisingly premium at this price point, with lots of soft-touch materials and deliberately styled elements to lift the passenger experience. What's more, as long as you're not carrying especially lofty passengers in the back, you'll find the Juke is more practical than you might expect with decent rear legroom and a usefully square boot.
Shop used Nissan Juke cars for sale or read our Nissan Juke review
Renault Clio
The Renault Clio has always been a stylish alternative to the Ford Fiesta and Volkswagen Polo, but you might not realise it has a pretty plush interior for the price – which usually undercuts most of its rivals. Under £200 per month gets you a wide choice of high-spec Clios with an economical turbocharged petrol engine. The Clio can’t quite match its rivals for rear-seat space – there’s just enough space for adults provided front-row occupants aren’t really tall – but the Clio offers the biggest boot of any supermini.
Shop used Renault Clio cars for sale or read our Renault Clio review
Toyota Aygo X
Not an Aygo with a kiss, but a brand-new city car that blends easy-to-park dimensions and SUV styling. The Toyota Aygo X builds on the Aygo’s strengths, so there’s a little bit more rear-seat space, a better touchscreen and a bit more equipment. You still won’t be getting up to motorway speeds in a hurry – it continues to show its best efforts in town – but the upshot of its 72hp engine is excellent fuel economy. Insurance is nice and cheap, too.
Shop used Toyota Aygo X cars for sale or read our Toyota Aygo X review
Nissan Micra
A sometimes overlooked supermini, the Nissan Micra is a bit of a hidden gem. It’s one of the most premium-feeling small cars, with posher materials than you might expect and tech borrowed from the brand’s SUVs. The economical petrol engine is hooked up to either a manual or automatic gearbox, and the driving experience is ideal for a small car – it’s light and nimble around town, but hushed and sophisticated on the motorway.
Shop used Nissan Micra cars for sale or read our Nissan Micra review
DS 3
A small SUV that unashamedly majors on style, the DS 3 will give some French pizazz to your neighbourhood. Inside, there’s a really interesting dashboard layout and soft, quilted seats, so the DS 3 feels more premium than something like a Kia Stonic or Nissan Juke. And you get all this without spending a fortune. It might be an unfamiliar brand but DS is part of the empire of brands that includes Vauxhall, Citroen and Peugeot – so you get tried-and-tested parts and engines. There’s a vibrant petrol engine, a frugal diesel and a fully electric version with a 200-mile range and fast-charging for longer trips.
Shop used DS 3 cars for sale
Mazda MX-30
The Mazda MX-30 won’t suit everyone. But if you’re not going to be using the back seats on a daily basis, and can live with the 124-mile range, then Mazda’s first EV is an interesting and left-field option. It looks unique, has a smart and plush interior, and doesn’t take long to charge. What’s more, it costs very little to buy as a used car – so it could be a perfect second car – and a full charge costs barely more than a cone of chips.
Shop used Mazda MX-30 cars for sale or read our Mazda MX-30 review
Read our top picks for other monthly budgets
- 10 of the best cars for under £150 per month
- 10 of the best cars for under £250 per month
- 10 of the best cars for under £300 per month
- 10 of the best cars for under £400 per month
Affordable finance on used cars
Check out Motorpoint's huge selection of nearly new and used cars, all with a range of flexible finance options.
