Two hundred pounds might buy you a month of phone use, a gym membership and a few streaming subscriptions.
Or, for the same money, you could drive away in a car that’s only several years old, with modern tech and low mileage. You’ll also benefit from modern safety features and engines that are more economical than ever before.
And a £200 per month budget is enough to put an impressively wide choice of cars in your parking space. You can find city-friendly superminis or family-friendly SUVs that are ready for adventure. The only question now is… which one is going to be your next car?
Shop all used cars for £200 per month or less here or cars for £200 per month with no deposit.
Vauxhall Corsa
The UK’s most popular car is widely available for under £200 per month. It’s not only a big seller because it’s affordable, but because it’s a talented all-rounder of a thing. Fun to drive and peppy, yet economical and mostly comfortable. Well equipped for the price, yet also big enough to carry your friends without them feeling scrunched up behind you. Go for a top-spec Elite Edition car and you’ll enjoy heated seats, high-beam assist and a system that can automatically adjust your speed when the limit changes – quite rare features in such a small and inexpensive car.
Shop used Vauxhall Corsa cars for sale or read our Vauxhall Corsa review
Honda Jazz
The Honda Jazz is the cleverest supermini – and one that’s easy to overlook. But push yourself to try one and you’ll find lots of plus points. We could talk about the crystal-clear infotainment system, the flip-up rear seats for maximum versatility, the supreme all-round visibility, the easy driving experience or the promise of 62mpg. Well, that’s a pretty comprehensive list of reasons to buy one, right?
Shop used Honda Jazz cars for sale or read our Honda Jazz review
Skoda Kamiq
The Skoda Kamiq may be the smallest SUV in the Czech brand's range, but no one's told the Kamiq that! This compact family car is barely any bigger than hatches like the Volkswagen Golf on the outside, but squeezes so much passenger room into the cabin that it can compete with larger SUVs from the class above. You can seat four six-footers in comfort, or squeeze a fifth in for shorter journeys, while also having enough boot space for a couple of big suitcases. Plus, it's more fun to drive than you'd expect, with fast steering and level handling.
Shop used Skoda Kamiq cars for sale or read our Skoda Kamiq review
Nissan Juke
Some might dismiss the Nissan Juke as style over substance but the second-generation car finally puts those criticisms to bed. The cabin feels surprisingly premium at this price point, with lots of soft-touch materials and deliberately styled elements to lift the passenger experience. What's more, as long as you're not carrying especially lofty passengers in the back, you'll find the Juke is more practical than you might expect with decent rear legroom and a usefully square boot.
Shop used Nissan Juke cars for sale or read our Nissan Juke review
Renault Clio
The Renault Clio has always been a stylish alternative to the Ford Fiesta and Volkswagen Polo, but you might not realise it has a pretty plush interior for the price – which usually undercuts most of its rivals. Under £200 per month gets you a wide choice of high-spec Clios with an economical turbocharged petrol engine. The Clio can’t quite match its rivals for rear-seat space – there’s just enough space for adults provided front-row occupants aren’t really tall – but the Clio offers the biggest boot of any supermini.
Shop used Renault Clio cars for sale or read our Renault Clio review
Toyota Aygo X
Not an Aygo with a kiss, but a brand-new city car that blends easy-to-park dimensions and SUV styling. The Toyota Aygo X builds on the Aygo’s strengths, so there’s a little bit more rear-seat space, a better touchscreen and a bit more equipment. You still won’t be getting up to motorway speeds in a hurry – it continues to show its best efforts in town – but the upshot of its 72hp engine is excellent fuel economy. Insurance is nice and cheap, too.
Shop used Toyota Aygo X cars for sale or read our Toyota Aygo X review
Nissan Micra
A sometimes overlooked supermini, the Nissan Micra is a bit of a hidden gem. It’s one of the most premium-feeling small cars, with posher materials than you might expect and tech borrowed from the brand’s SUVs. The economical petrol engine is hooked up to either a manual or automatic gearbox, and the driving experience is ideal for a small car – it’s light and nimble around town, but hushed and sophisticated on the motorway.
Shop used Nissan Micra cars for sale or read our Nissan Micra review
SEAT Arona
SEAT’s chunky looking Arona small SUV is a great all-rounder. It’s really practical, has lots of headroom and has plenty of standard equipment to enjoy. All Aronas get a crisp touchscreen with all the features you’d hope for, while higher spec cars get luxuries like LED headlights. Facelift examples with a newer infotainment system are available if you can stretch the budget by £10 or £20 a month, and a newer number plate of course! The Arona is one of the more affordable small SUVs, and its frugal 1.0-litre engine keeps running costs down once you’ve driven away from the store.
Shop used SEAT Arona cars for sale or read our SEAT Arona review
Citroen C3
The Citroen C3 is the luxury limousine of superminis, with a floaty, comfortable ride that’s ideal for the UK’s varied road surfacing. Its funky airbumps help to stave off supermarket car park dings, and you’ll spot a whole host of other interesting styling details inside and out. With its laser-like focus on ride comfort and the availability of a highly economical diesel engine – promising up to 70mpg – the C3 is the perfect choice to make long journeys effortless. And the C3’s reversing camera makes it just as easy to park.
Shop used Citroen C3 cars for sale or read our Citroen C3 review
MG5
Maybe it’s not a massive claim to fame that the MG5 was the first electric estate on sale in the UK, but there’s plenty else to talk about. It combines versatility and a roomy interior with a smooth, near-silent driving experience, and super-low running costs. It’s smart in a conservative way and has an intuitive, modern-feeling interior. As a sensible car for sensible people, the MG5 ticks a lot of boxes – especially because you get an awful lot of car for under £200 per month.
Shop used MG5 cars for sale
Read our top picks for other monthly budgets
- 10 of the best cars for under £150 per month
- 10 of the best cars for under £250 per month
- 10 of the best cars for under £300 per month
- 10 of the best cars for under £400 per month
Affordable finance on used cars
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