Two hundred pounds might buy you a month of phone use, a gym membership and a few streaming subscriptions.
Or, for the same money, you could drive away in a car that’s only several years old, with modern tech and low mileage. You’ll also benefit from modern safety features and engines that are more economical than ever before.
And a £200 per month budget is enough to put an impressively wide choice of cars in your parking space. You can find city-friendly superminis or family-friendly SUVs that are ready for adventure. The only question now is… which one is going to be your next car?
Shop all used cars for £200 per month or less here or cars for £200 per month with no deposit.
Vauxhall Corsa
The UK’s most popular car is widely available for under £200 per month. It’s not only a big seller because it’s affordable, but because it’s a talented all-rounder of a thing. Fun to drive and peppy, yet economical and mostly comfortable. Well equipped for the price, yet also big enough to carry your friends without them feeling scrunched up behind you. Go for a top-spec Elite Edition car and you’ll enjoy heated seats, high-beam assist and a system that can automatically adjust your speed when the limit changes – quite rare features in such a small and inexpensive car.
Shop used Vauxhall Corsa cars for sale or read our Vauxhall Corsa review
Skoda Kamiq
The Skoda Kamiq may be the smallest SUV in the Czech brand's range, but no one's told the Kamiq that! This compact family car is barely any bigger than hatches like the Volkswagen Golf on the outside, but squeezes so much passenger room into the cabin that it can compete with larger SUVs from the class above. You can seat four six-footers in comfort, or squeeze a fifth in for shorter journeys, while also having enough boot space for a couple of big suitcases. Plus, it's more fun to drive than you'd expect, with fast steering and level handling.
Shop used Skoda Kamiq cars for sale or read our Skoda Kamiq review
Nissan Juke
Some might dismiss the Nissan Juke as style over substance but the second-generation car finally puts those criticisms to bed. The cabin feels surprisingly premium at this price point, with lots of soft-touch materials and deliberately styled elements to lift the passenger experience. What's more, as long as you're not carrying especially lofty passengers in the back, you'll find the Juke is more practical than you might expect with decent rear legroom and a usefully square boot.
Shop used Nissan Juke cars for sale or read our Nissan Juke review
Renault Clio
The Renault Clio has always been a stylish alternative to the Ford Fiesta and Volkswagen Polo, but you might not realise it has a pretty plush interior for the price – which usually undercuts most of its rivals. Under £200 per month gets you a wide choice of high-spec Clios with an economical turbocharged petrol engine. The Clio can’t quite match its rivals for rear-seat space – there’s just enough space for adults provided front-row occupants aren’t really tall – but the Clio offers the biggest boot of any supermini.
Shop used Renault Clio cars for sale or read our Renault Clio review
SEAT Arona
SEAT’s chunky looking Arona small SUV is a great all-rounder. It’s really practical, has lots of headroom and has plenty of standard equipment to enjoy. All Aronas get a crisp touchscreen with all the features you’d hope for, while higher spec cars get luxuries like LED headlights. Facelift examples with a newer infotainment system are available if you can stretch the budget by £10 or £20 a month, and a newer number plate of course! The Arona is one of the more affordable small SUVs, and its frugal 1.0-litre engine keeps running costs down once you’ve driven away from the store.
Shop used SEAT Arona cars for sale or read our SEAT Arona review
Citroen C3
The Citroen C3 is the luxury limousine of superminis, with a floaty, comfortable ride that’s ideal for the UK’s varied road surfacing. Its funky airbumps help to stave off supermarket car park dings, and you’ll spot a whole host of other interesting styling details inside and out. With its laser-like focus on ride comfort and the availability of a highly economical diesel engine – promising up to 70mpg – the C3 is the perfect choice to make long journeys effortless. And the C3’s reversing camera makes it just as easy to park.
Shop used Citroen C3 cars for sale or read our Citroen C3 review
Ford Fiesta
For years the Ford Fiesta was the UK’s best-selling car, and that means there’s plenty of choice on the used market. Whether you’re happy with entry-level versions or want the sporty ST-Line trim, you’ll find lots of Fiestas within your budget. It’s also one of the most fun small cars to drive, with an eager 1.0-litre engine, a crisp, engaging manual gearbox and sweet handling. The Fiesta also offers space for four adults and a 300-litre boot.
Shop used Ford Fiesta cars for sale or read our Ford Fiesta review
Dacia Duster
The Dacia Duster is an unpretentious and rugged SUV that’s seriously good value. Spacious, big-booted and easy to wipe down – the Duster is the perfect adventure vehicle. Tried-and-tested Renault parts, including the petrol engines and interior switchgear, should give you confidence about the Duster’s longevity. Whether you simply want basic transport or a few extra features, the Dacia has you covered. If you fall into the latter camp, look for a Duster with alloy wheels, as these trim levels also come with a rear-view camera, cruise control and an easy-to-use touchscreen with sat nav, Apple CarPlay and Android Auto.
Shop used Dacia Duster cars for sale or read our Dacia Duster review
Renault Kadjar
With plenty of space for not a huge amount of cash, it’s hard to beat the value that the Renault Kadjar offers. There’s a lot of rear-seat room for bulky child seats or a teenager’s growing legs, and upfront the cabin is comfortable and sophisticated. The boot is the largest on this list, so it’s ideal if you’ve got prams or bulky sports gear to transport. And with engines sourced from Nissan, the Kadjar promises to be economical enough for all but the highest-mileage drivers.
Shop used Renault Kadjar cars for sale or read our Renault Kadjar review
Volkswagen ID.3
The Volkswagen ID.3 – a Golf-sized electric car – is now starting to slip under £200 per month, and this feels like a no-brainer if you’re able to fit an electric car into your lifestyle. Around 200 miles of range, much more passenger space than a Golf, and the potential for super-cheap running costs make the ID.3 a strong choice for a family car. As with many electric cars, you get a smooth driving experience with nippy acceleration and fun handling.
Shop used Volkswagen ID.3 cars for sale or read our Volkswagen ID.3 review
Read our top picks for other monthly budgets
- 10 of the best cars for under £150 per month
- 10 of the best cars for under £250 per month
- 10 of the best cars for under £300 per month
- 10 of the best cars for under £400 per month
Affordable finance on used cars
Check out Motorpoint's huge selection of nearly new and used cars, all with a range of flexible finance options.
