Two hundred pounds might buy you a month of phone use, a gym membership and a few streaming subscriptions.
Or, for the same money, you could drive away in a car that’s only several years old, with modern tech and low mileage. You’ll also benefit from modern safety features and engines that are more economical than ever before.
And a £200 per month budget is enough to put an impressively wide choice of cars in your parking space. You can find city-friendly superminis or family-friendly SUVs that are ready for adventure. The only question now is… which one is going to be your next car?
Shop all used cars for £200 per month or less here or cars for £200 per month with no deposit.
Vauxhall Corsa
The UK’s most popular car is widely available for under £200 per month. It’s not only a big seller because it’s affordable, but because it’s a talented all-rounder of a thing. Fun to drive and peppy, yet economical and mostly comfortable. Well equipped for the price, yet also big enough to carry your friends without them feeling scrunched up behind you. Go for a top-spec Elite Edition car and you’ll enjoy heated seats, high-beam assist and a system that can automatically adjust your speed when the limit changes – quite rare features in such a small and inexpensive car.
Shop used Vauxhall Corsa cars for sale or read our Vauxhall Corsa review
Skoda Kamiq
The Skoda Kamiq may be the smallest SUV in the Czech brand's range, but no one's told the Kamiq that! This compact family car is barely any bigger than hatches like the Volkswagen Golf on the outside, but squeezes so much passenger room into the cabin that it can compete with larger SUVs from the class above. You can seat four six-footers in comfort, or squeeze a fifth in for shorter journeys, while also having enough boot space for a couple of big suitcases. Plus, it's more fun to drive than you'd expect, with fast steering and level handling.
Shop used Skoda Kamiq cars for sale or read our Skoda Kamiq review
SEAT Ibiza
The SEAT Ibiza might’ve been knocking around since 2017, but it remains one of the very best superminis. Its practicality is nearly class-leading, it still looks stylish and it boasts plenty of infotainment features in a neat, well-built interior. The Ibiza’s fun to drive, too, with eager handling and a precise gearshift. Go for one of the turbocharged TSI engines if you can afford it – the non-turbo engines offer very cheap insurance but are outpaced by a fat snail.
Shop used SEAT Ibiza cars for sale or read our SEAT Ibiza review
Nissan Juke
Some might dismiss the Nissan Juke as style over substance but the second-generation car finally puts those criticisms to bed. The cabin feels surprisingly premium at this price point, with lots of soft-touch materials and deliberately styled elements to lift the passenger experience. What's more, as long as you're not carrying especially lofty passengers in the back, you'll find the Juke is more practical than you might expect with decent rear legroom and a usefully square boot.
Shop used Nissan Juke cars for sale or read our Nissan Juke review
Renault Clio
The Renault Clio has always been a stylish alternative to the Ford Fiesta and Volkswagen Polo, but you might not realise it has a pretty plush interior for the price – which usually undercuts most of its rivals. Under £200 per month gets you a wide choice of high-spec Clios with an economical turbocharged petrol engine. The Clio can’t quite match its rivals for rear-seat space – there’s just enough space for adults provided front-row occupants aren’t really tall – but the Clio offers the biggest boot of any supermini.
Shop used Renault Clio cars for sale or read our Renault Clio review
Dacia Duster
The Dacia Duster is an unpretentious and rugged SUV that’s seriously good value. Spacious, big-booted and easy to wipe down – the Duster is the perfect adventure vehicle. Tried-and-tested Renault parts, including the petrol engines and interior switchgear, should give you confidence about the Duster’s longevity. Whether you simply want basic transport or a few extra features, the Dacia has you covered. If you fall into the latter camp, look for a Duster with alloy wheels, as these trim levels also come with a rear-view camera, cruise control and an easy-to-use touchscreen with sat nav, Apple CarPlay and Android Auto.
Shop used Dacia Duster cars for sale or read our Dacia Duster review
Dacia Jogger
Double Dacia! And this one's perhaps even better value, because the Jogger comes with seven seats as standard. So if you need a third row, you're no longer limited to a ropey old Vauxhall Zafira. For this money you'll be most likely looking at the Essential trim, which gets parking sensors, cruise control, air conditioning and a handy phone holder so you can choose the chooooons. And, if you've got kids, the Jogger's no-nonsense interior will shrug off mud, sticky food and kicking feet without an issue.
Shop used Dacia Jogger cars for sale
Citroen C4
Want something stylish, practical and comfortable? Sounds like a tough ask – unless you buy a Citroen C4. This VW Golf rival brings sleek coupe-SUV styling, with fancy split headlights and intricate detailing. With clever suspension and cushioned seats, the C4 is the perfect antidote to potholed roads and stressful commutes. There are petrol, diesel and fully electric versions, with the latter being cheapest to buy used and cheapest to run.
Shop used Citroen C4 cars for sale or read our Citroen C4 review
Ford Puma
We're now starting to see examples of the UK's favourite SUV (in terms of sales figures, at least) available for under £200 per month, which is superb value. The Puma impresses with a fun driving experience – we're talking the agile handling and crisp manual gearshift of a sports car – plus a big boot and a high-ish driving position. As standard, the Puma comes with a mild-hybrid petrol engine that achieves over 50mpg, so you can keep the running costs low once you've bought the car.
Shop used Ford Puma cars for sale or read our Ford Puma review
Renault Kadjar
With plenty of space for not a huge amount of cash, it’s hard to beat the value that the Renault Kadjar offers. There’s a lot of rear-seat room for bulky child seats or a teenager’s growing legs, and upfront the cabin is comfortable and sophisticated. The boot is the largest on this list, so it’s ideal if you’ve got prams or bulky sports gear to transport. And with engines sourced from Nissan, the Kadjar promises to be economical enough for all but the highest-mileage drivers.
Shop used Renault Kadjar cars for sale or read our Renault Kadjar review
Read our top picks for other monthly budgets
- 10 of the best cars for under £150 per month
- 10 of the best cars for under £250 per month
- 10 of the best cars for under £300 per month
- 10 of the best cars for under £400 per month
Affordable finance on used cars
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