Don’t spend more than you have to – a £150 monthly budget is enough to get behind the wheel of some very impressive cars.
There's a good chance you spend more than £150 per month on TV subscriptions and takeaways – but what if we told you that you could get into a nearly new or used car for the same monthly cost?
Motorpoint has a huge range of cars available for less than that magic £150 per month figure, ranging from small city cars up to more spacious hatchbacks. Most of these cars won't only be affordable to buy, but they'll be cheap to run too, with small efficient engines bringing decent fuel economy and low insurance costs.
So check out our list of cars under £150 per month, which range from hatchbacks to the occasional family SUV.
Fiat 500
We start with one of the most characterful cars on the road. The Fiat 500 will brighten up any miserable commute with its chic styling, funky interior and zippy handling. There are plenty available for under £150 per month, so you can pick your perfect trim level and colour. We like the Dolcevita version, with its long equipment list including a panoramic glass roof for those rare times when the weather gets Italian. Get one with the 1.0-litre mild-hybrid engine and you’ll be able to manage up to 57mpg.
Shop used Fiat 500 cars for sale or read our Fiat 500 review
Dacia Duster
The Dacia Duster has a very different sort of charm to the Fiat 500, and a very different set of skills. A rugged, honest SUV with room for the family and just enough equipment to make long journeys pass by easily, the Duster is the biggest car on this list – and the best value. Under £150 per month will buy you a Duster with a turbocharged petrol engine, most likely in Essential trim, which comes with air con, cruise control and Bluetooth. Find one in Comfort trim and you’ll also get a delightfully easy-to-use touchscreen with phone mirroring and a reversing camera.
Shop used Dacia Duster cars for sale or read our Dacia Duster review
Skoda Scala
Think of the Skoda Scala as a cut-price Volkswagen Golf. It sits below the Octavia and above the Fabia in Skoda's hatchback range, and it still offers plentiful cargo and rear-seat space, combined with a grown-up driving experience. It's available with a range of efficient engines – and, for our budget here, you'll have to go with the 95hp 1.0-litre petrol, which does a decent job of propelling the Scala around town and on motorways so long as you have a little patience. Combine all that practicality with a monthly cost of £150 and you're on to a winner.
Shop used Skoda Scala cars for sale or read our Skoda Scala review
Citroen C3
If the Ford Fiesta and Volkswagen Polo aren’t quite your cup of tea, check out the Citroen C3. It immediately looks a lot different to its rivals, with cuddly yet SUV-aping styling that includes some fun details. The onus is on comfort rather than sportiness, so it’ll appeal if you’re fed up with potholes and don’t ever try to drive your supermini like a supercar.
Shop used Citroen C3 cars for sale or read our Citroen C3 review
Peugeot 108
Underneath, the Peugeot 108 is the same as the Citroen C1 and Toyota Aygo, but the dinky Peugeot manages to feel slightly more sophisticated than its siblings. It’s still cheap and cheerful inside, with durable materials and just enough tech to feel modern – there’s smartphone mirroring and a reversing camera, keeping you connected and helping you squeeze into the tightest parking spaces. All 108s come with a frugal 1.0-litre petrol engine, but there’s also the option of a ‘Top!’ version with a folding fabric roof.
Shop used Peugeot 108 cars for sale
Vauxhall Corsa
The UK’s most popular car is widely available for under £150 per month. It’s not only a big seller because it’s affordable, but because it’s a talented all-rounder of a thing. Fun to drive and peppy, yet economical and mostly comfortable. Well equipped for the price, yet also big enough to carry your friends without them feeling scrunched up behind you. Typically, you’ll be able to choose lower-spec cars with low mileage or higher-spec cars with slightly higher mileage for your hundred-and-a-half.
Shop used Vauxhall Corsa cars for sale or read our Vauxhall Corsa review
Kia Picanto
Perhaps the most impressive city car currently on sale, the Kia Picanto does everything a big car does but in a deliciously easy-to-park footprint. It’ll seat four adults with (some) room to spare, there’s enough space in the boot for a small weekly shop and high-spec cars get sat nav and even heated seats. But it still has the small-car flickability and fun handling. And all that is wrapped in the balance of a seven-year warranty.
Shop used Kia Picanto cars for sale or read our Kia Picanto review
Nissan Micra
No longer a meek, bulbous thing, the latest Nissan Micra has gained an attitude in the styling department. Its chiselled looks make it stand out, and the good news continues inside. The interior feels well-built and has premium-feeling materials in choice locations – it’s a little plusher than an equivalent Corsa. £150 per month is just enough to buy a Micra in mid-spec Acenta trim with a willing turbocharged petrol engine and under 20,000 miles on the clock.
Shop used Nissan Micra cars for sale or read our Nissan Micra review
Vauxhall Astra
One of the pillars of the family hatchback market, the Vauxhall Astra focuses on ease, equipment and, most of all, value. You’ll be looking at late versions of the last-generation Astra for this budget, but you’d struggle to get close to the Astra’s age and mileage in a Ford Focus or Volkswagen Golf. The Astra’s one of the largest cars on our list, capable of carrying four adults or a family in cosseting comfort. And there’s a competitive 370-litre boot behind. The Astra was made for British roads and it shows – potholes are well rounded off and don’t jolt into the cabin. We’d choose the 1.2-litre petrol engine for perky acceleration and long-distance fuel economy.
Shop used Vauxhall Astra cars for sale
Citroen C1
The Citroen C1 is the sister car to the 108 and Aygo, and offers the same qualities and low prices as its siblings. Most C1s get a touchscreen with Apple CarPlay and Android Auto, plus a reversing camera so you don’t scrape its tiny bum when parking. The C1 gets a couple of interesting trim options that aren’t offered on the Peugeot and Toyota, and an Urban Ride trim with SUV-like plastic wheel arches. For the urrrban jungle, of course. As we write this, prices for our used C1s start from around £120 per month, insurance is cheap and it costs peanuts to fill up. Tyres and servicing are also dashingly affordable.
Shop used Citroen C1 cars for sale
