Used Volkswagen T-Roc cars for sale or finance at 10.9% APR

Most Volkswagen T-Rocs come in a pretty conventional five-door pseudo-SUV shape, often with roof rails and body cladding for a dose of rugged looks that you just don’t get with a Golf.

What about if you like the SUV lifestyle, but want the wind in your hair? Well, astonishingly, there is a car for you: the T-Roc Cabriolet. It replaces the old Golf convertible and is a unique proposition in the market – there are no other convertible SUVs on sale as we write this.

Given that the T-Roc is usefully more practical than the VW Golf it’s based on, you might be surprised to learn that the T-Roc is actually shorter than the Golf – although only about 5cm shorter. But the extra height of the T-Roc makes it feel more spacious inside than a Golf, and you get the bonuses of its higher ride height as well.

The 445-litre boot is 65 litres up on a petrol or diesel Golf – it’ll easily swallow the weekly shop, golf clubs or several big suitcases.

Core versions of the T-Roc are offered with either 1.0-litre or 1.5-litre turbo petrol engines, or 1.6 or 2.0 TDI turbodiesel engines, while the high-performance 2.0 TSI engine is reserved exclusively for the R. The Cabriolet is available with either the 1.0 TSI or 1.5 Evo petrol units. 

Both manual and dual-clutch automatic gearboxes are available, and there’s a choice of front-wheel drive or 4Motion all-wheel drive, depending on the engine variant. 

Most T-Roc models should be able to tow small-to-medium-sized caravans. We'd avoid the entry-level 1.0-litre TSI petrol as it can only pull a 1,300kg braked trailer, but the 1.5-litre TSI petrol and 1.6-litre TDI diesel can both pull 1,500kg.

The 2.0-litre petrol and diesel models are rated to tow up to 1,700kg. A trailer that heavy may exceed 85% of the tow vehicles gross weight, however, which isn't recommended unless you're an experienced tow-car driver.

Yes, the Volkswagen T-Roc is available with an openable panoramic sunroof, but it's not standard equipment and must be ordered as an option on all trims. As a nearly new buyer, that means you'll come across examples both with and without a sunroof.

Volkswagen does offer the T-Roc with four-wheel drive, but it's only available on the most powerful 2.0-litre petrol-powered models – the 2.0-litre TSI 190 and the high-performance T-Roc R 300.

The majority of T-Roc buyers won't really benefit from four-wheel drive, however, so it's probably not worth splashing the extra cash unless you really want one of these quicker models.

Front-wheel-drive T-Rocs can happily be used all year round, especially if you fit a set of winter tyres over the colder months, which will be much more beneficial than an extra pair of powered wheels.

The T-Roc generally scores middling results in reliability surveys, although T-Roc owners usually report very high satisfaction despite the occasional niggle.

Most of the car's parts and engines are widely used across the expansive VW-Group network, so availability of replacement parts shouldn't be a challenge.

Spec an extended warranty when you buy your T-Roc for protection against unexpected repair costs. This kicks in once the manufacturer's standard coverage expires and covers you in the event of an electrical or mechanical failure.