Van Finance

Spread the cost of buying your next van by taking advantage of van finance

You can finance any of our vans with a competitive interest rate of 12.9% APR. So why not get started by browsing our great choice of commercial vehicles?


Competitive finance rates

Buy your used van on finance with rates as low as 12.9% APR.


Spread the cost

Choose a finance agreement term of between three and five years.

Get approved quickly

You could be approved and drive home in your new van the very same day.

Used van finance options

Motorpoint offers hire purchase (HP) for those looking to buy a van on finance. HP is a common way to finance your used van, and the cost of your new vehicle is equally spread over a set period with fixed monthly payments. Your monthly payments won’t change for the duration of your agreement, and at the end of the finance term you will own your van outright.

Hire purchase

Hire purchase, also known as HP finance, allows you to secure a loan against the van you're purchasing. Finance your van by spreading the cost with fixed regular monthly repayments, after which you own the van outright.

Benefits of van hire purchase

  • Fixed monthly costs
  • Own your van at the end of your agreement
  • No monthly mileage limits
  • No damage penalties
  • No final balance to pay at the end of your agreement

Read our full terms and conditions

*Motorpoint Ltd is authorised and regulated by the Financial Conduct Authority (registration number is 684004) and is permitted to advise on and arrange Consumer Finance contracts. Motorpoint Ltd will introduce you to a limited number of finance providers that we have carefully selected. This group of lenders provides us with a range of products which may be suitable for your purchase (subject to status) we will explain the key features of those products to you. We do not charge fees for our Consumer Credit services. We will  be paid a commission for introducing you to our selective group of lenders,  this will be a percentage of the amount that you borrow. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed.

Why buy your van on finance with Motorpoint?

There are many reasons to choose Motorpoint for your van finance.

  • Competitive rates – take advantage of interest rates as low as 12.9% APR
  • Flexible finance options – tailored to your individual needs
  • Quick approval – get approved quickly over the phone or in store
  • Large choice of vans – choose from hundreds of vans online
  • Same-day driveaway – visit us in store and you can drive home in your new van the same day

Your van finance questions answered

Yes, you can absolutely get finance on a van. At Motorpoint we offer hire purchase on all our used vans. Simply browse our vehicle listings to see how much the monthly payments would be on your chosen van.

Getting finance on your van is no more difficult than financing your car or any other type of loan. It is true that being self-employed can make it a little more difficult to be approved, however proof of a regular income can help, and our team are on hand to help get you a finance agreement that works for you. Give them a call on 01332 227 227, or visit us in store.

Van finance agreements typically last between three and five years. Our finance offers you the flexibility to choose a term that works for you.

In order to proceed with your finance agreement, you will need to have the following information available:

  • Details of employment
  • Three years’ address history
  • Your bank account details
  • Your driving licence

You can absolutely finance your van online if you are purchasing it for personal use.

If you are purchasing as a business for commercial use, we can’t currently process finance for commercial vehicles online. However, our online and in-store teams can help process your finance application over the phone or in-store if you are a business. They just need a little extra info to submit your individual application, and are on hand seven days a week to help with your finance requirements. Give them a call on 01332 227 227, alternatively visit your nearest Motorpoint store and you can even drive home in your new van the same day.

If you plan to claim the VAT back, you will need to pay the total VAT amount as your deposit, and finance the remaining value of the van.

If you do not plan on claiming back the VAT on your van purchase, you can choose a deposit amount you wish to pay as normal and finance the remaining value of the van (including VAT).

Call 01332 227227 to speak to one of our advisors about our personalised plans, tailored for you.