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Financing your vehicle?

Call 01332 227 227 to speak with one of our advisors.

Refused credit?

  • Concerned about your credit history?
  • Been turned down by a bank or dealership?
  • Historic arrears, defaults, CCJs?

Motorpoint can help

More information
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Motorpoint Finance

Motorpoint, the UK’s leading car supermarket, has a comprehensive range of tailored finance packages

Boomerang (PCP) 

Boomerang is a popular way to finance the purchase of a new or used vehicle, it is a Personal Contract Purchase (PCP) plan. Boomerang offsets the future value of your car to give you flexible peace of mind motoring. To see how it works, click on the video below.

With Boomerang, the future value of your car will be guaranteed, which means no nasty surprises waiting for you at the end of your plan. You will then have three options:

  • You can exchange the car for a new one with Boomerang.
  • Pay the Guaranteed Minimum Future Value and own the car outright.
  • Or simply hand it back with nothing more to pay (subject to mileage and conditions)

We can also provide you with Motorpoint Asset Protection in case of a total loss claim. Click Here for further details.

*Motorpoint Ltd is authorised and regulated by the Financial Conduct Authority (registration number is 684004) and is permitted to advise on and arrange Consumer Finance contracts. Motorpoint Ltd will introduce you to a limited number of finance providers that we have carefully selected and we may receive a benefit from them. Written quotations on request. A guarantor may be required.

Hire Purchase

Motorpoint also offer Hire Purchase finance. 

Hire purchase enables you to pay an optional initial deposit and then clear the balance in monthly instalments. At the end of the agreement, the car is yours.

We can also provide you with Motorpoint Asset Protection in case of a total loss claim. Click Here for further details.

*Motorpoint Ltd is authorised and regulated by the Financial Conduct Authority (registration number is 684004) and is permitted to advise on and arrange Consumer Finance contracts. Motorpoint Ltd will introduce you to a limited number of finance providers that we have carefully selected and we may receive a benefit from them. Written quotations on request. A guarantor may be required.

Do I need to pay a deposit?

You may not need to pay a deposit when financing the cost of your new car from Motorpoint (subject to your proposal being accepted by one of our finance providers)

How do I apply for finance?

Just ask one of the Motorpoint sales team for a bespoke quotation, and if you are happy, they will complete the application with you - either onsite or over the telephone

Can I settle my finance early?

You can settle your account at any time on both Hire Purchase (HP) and Personal Contract Purchase (PCP) agreements

What do I do if I miss a payment?

If you miss a finance payment for whatever reason, we would recommend that you contact your finance provider immediately to discuss in more detail

How long does it take to get a decision on finance?

The decision is normally instant once the proposal has been received by one of Motorpoint’s finance partners

What information do you require when applying for finance?

We will require the following information at the point of application:

  • Employment details
  • Three years address history
  • Bank account details
  • Copy of driving licence

Contact Us About Vehicle Finance

Please complete this form and a finance specialist will be in touch with more details on the finance options available from Motorpoint.

Personal Details

Terms & Conditions

Initial Disclosure Document — Consumer Credit

The Financial Conduct Authority (FCA) is the independent regulator of financial services. Use this information to decide if our services are right for you. Motorpoint Ltd is authorised and regulated by the FCA (FRN 684004) and which is permitted to advise on and arrange consumer credit contracts.

Your Finance Options

As an FCA regulated credit broker we can introduce you to a selected group of lenders (a list is available on request) who may be able to help you finance your purchase.

This group of lenders provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you.

We do not charge fees for our insurance related services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with us.

We have taken steps to ensure that if, in the course of advising you, we make a recommendation; such recommendation will be suitable for your demands and needs at the time the recommendation is made.

In assessing your demands and needs we may seek such information about your personal circumstances and objectives as might be relevant in order to enable us to identify your requirements. It is important that you provide us with accurate and relevant information.

We always aim to provide a first class service, however if you have any cause for complaint any enquiry can be raised by contacting us using at the address and telephone number above. Should you remain dissatisfied you have the right to ask the Financial Ombudsman Service to review your case. You should write to the Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR. Telephone 0800 023 4 567.

Our commitments

As an organisation we are committed to treating our customers fairly, before, during and after a sale.

Before the sale you can expect:

  • A recommendation based on your personal circumstances and the information you provide, and a copy of the document on which this recommendation is recorded
  • To have any significant and unusual exclusions or exceptions to the policy brought to your attention
  • A clear statement of price, including where applicable a breakdown of any interest charges
  • Details of your cancellation rights and our complaints procedure
  • Copies of your policy documentation or information as to when these documents will be dispatched

After the sale you can expect:

  • Not to encounter any barriers to cancelling your policy within regulatory agreed timeframes
  • To have any complaint dealt with in a timely and professional manner If at any time you feel you have not been treated fairly by any member of our staff please contact us at the address or telephone number above.

Confidentiality and Data Protection

Your information will only be disclosed to third parties in the normal course of arranging and administering finance contract(s). For full details of where your information will be sent and the purpose of such data transfer, please ask us.

Registered Address

Motorpoint Ltd
Chartwell Drive,
West Meadows Industrial Estate,
DERBY. DE21 6BZ.
Tel: 01332 347 357

Motorpoint Ltd is authorised and regulated by the Financial Conduct Authority for consumer credit activity and our registration number is FRN 684004