The right car for your budget

Call 01332 227 227 to speak to one of our advisors about our personalised plans, tailored for you.
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Motorpoint finance

Finance options that put you in the driving seat.

Personal Contract Purchase (PCP) 

Personal Contract Purchase is a popular way to finance the purchase of a new or used vehicle. PCP offsets the future value of your car to give you flexible peace of mind motoring. 

With our PCP plan, the future value of your car will be guaranteed, which means no nasty surprises waiting for you at the end. You will then have three options:

  • You can exchange the car for a new one 
  • Pay the Guaranteed Minimum Future Value and own the car outright.
  • Or simply hand it back with nothing more to pay (subject to mileage and conditions)

Have you considered Motorpoint Asset Protection

Find out more about insuring against a claim in case your car gets written off.

*Motorpoint Ltd is authorised and regulated by the Financial Conduct Authority (registration number is 684004) and is permitted to advise on and arrange Consumer Finance contracts. Motorpoint Ltd will introduce you to a limited number of finance providers that we have carefully selected and we may receive a benefit from them. Written quotations on request. A guarantor may be required.

£

Please note, that the maximum deposit recommended on a PCP loan is 20%. *Other mileage terms available. Please call 01332 227 227 for your personalised quotation.

Personal Contract Purchase

Representative example PCP

Monthly Payment £191.76
Optional Final Payment (Includes purchase fee) £5,194.00
Pre Delivery Fee £99.00
Cash Price £12,398.00
Deposit (Payable up front) £1,230.00
Duration 49 Months
Purchase Fee £10.00
Total Interest Payable £3,412.24
Total Amount Of Credit £11,168.00
Total Amount Payable £15,628.48
Representative APR 9.9 %
Guaranteed Future Value £5,184.00
Expected Annual Mileage 6000

Motorpoint Warranty

Motorpoint's additional one year comprehensive warranty Read more about this product

Motorpoint Asset Protection

Fills the gap left by your insurer Read more about this product

Williams Paint Protect

Protects all exterior paintwork and locks in showroom shine. Read more about this product

Hire Purchase

Hire Purchase means you can pay an optional initial deposit and then clear the balance in monthly instalments. At the end of the agreement, the car is all yours so you can make the decision about what you want to do next.

Have you considered Motorpoint Asset Protection

Find out more about insuring against a claim in case your car gets written off. 

*Motorpoint Ltd is authorised and regulated by the Financial Conduct Authority (registration number is 684004) and is permitted to advise on and arrange Consumer Finance contracts. Motorpoint Ltd will introduce you to a limited number of finance providers that we have carefully selected and we may receive a benefit from them. Written quotations on request. A guarantor may be required.

£

Hire Purchase

Representative example HP

Monthly Payment £234.42
Final Payment (Includes purchase fee) £244.42
Pre Delivery Fee £99.00
Cash Price £12,398.00
Deposit (Payable up front) £1,230.00
Duration 60 Months
Purchase Fee £10.00
Total Interest Payable £2,897.49
Total Amount Of Credit £11,168.00
Total Amount Payable £15,305.20
Representative APR 9.9 %

Motorpoint Warranty

Motorpoint's additional one year comprehensive warranty Read more about this product

Motorpoint Asset Protection

Fills the gap left by your insurer Read more about this product

Williams Paint Protect

Protects all exterior paintwork and locks in showroom shine. Read more about this product

Contact Us About Vehicle Finance

Please complete this form and a finance specialist will be in touch with more details on the finance options available from Motorpoint.

Personal Details

Terms & Conditions

Initial Disclosure Document — Consumer Credit

The Financial Conduct Authority (FCA) is the independent regulator of financial services. Use this information to decide if our services are right for you. Motorpoint Ltd is authorised and regulated by the FCA (FRN 684004) and which is permitted to advise on and arrange consumer credit contracts.

Your Finance Options

As an FCA regulated credit broker we can introduce you to a selected group of lenders (a list is available on request) who may be able to help you finance your purchase.

This group of lenders provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you.

We do not charge fees for our insurance related services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with us.

We have taken steps to ensure that if, in the course of advising you, we make a recommendation; such recommendation will be suitable for your demands and needs at the time the recommendation is made.

In assessing your demands and needs we may seek such information about your personal circumstances and objectives as might be relevant in order to enable us to identify your requirements. It is important that you provide us with accurate and relevant information.

We always aim to provide a first class service, however if you have any cause for complaint any enquiry can be raised by contacting us using at the address and telephone number above. Should you remain dissatisfied you have the right to ask the Financial Ombudsman Service to review your case. You should write to the Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR. Telephone 0800 023 4 567. www.financial-ombudsman.org.uk

Our commitments

As an organisation we are committed to treating our customers fairly, before, during and after a sale.

Before the sale you can expect:

  • A recommendation based on your personal circumstances and the information you provide, and a copy of the document on which this recommendation is recorded
  • To have any significant and unusual exclusions or exceptions to the policy brought to your attention
  • A clear statement of price, including where applicable a breakdown of any interest charges
  • Details of your cancellation rights and our complaints procedure
  • Copies of your policy documentation or information as to when these documents will be dispatched

After the sale you can expect:

  • Not to encounter any barriers to cancelling your policy within regulatory agreed timeframes
  • To have any complaint dealt with in a timely and professional manner If at any time you feel you have not been treated fairly by any member of our staff please contact us at the address or telephone number above.

Confidentiality and Data Protection

Your information will only be disclosed to third parties in the normal course of arranging and administering finance contract(s). For full details of where your information will be sent and the purpose of such data transfer, please ask us.

Registered Address

Motorpoint Ltd
Chartwell Drive,
West Meadows Industrial Estate,
DERBY. DE21 6BZ.
Tel: 01332 347 357