Used Ford Fiesta review – is it still the best first car on sale?

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Finance representative example (PCP)

Total cash price £20,399. Borrowing £18,359 with a £2,040 deposit at a representative APR of 10.9%.

48 monthly payments
£311.29
Fixed interest rate
10.9%
Total amount payable
£26,404.93
Cost of credit
£6,005.93
Optional final payment
£9,423.00
Purchase fee
£10.00
Annual mileage limit
6000 miles