Volvo Xc60 variants
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Finance representative example (PCP)

Total cash price £27,999. Borrowing £22,399 with a £5,600 deposit at a representative APR of 12.9%.

49 monthly payments
£394.58
Fixed interest rate
12.9%
Total amount payable
£36,798.92
Cost of credit
£8,799.92
Optional final payment
£12,259.00
Annual mileage limit
6000 miles

Volvo XC60 buying guide

What Volvo XC60 trim levels are there?

Volvo has offered two distinct trim lineups for the XC60. The first ran until part-way through 2022, before a new simplified trim lineup arrived later that year.

Volvo XC60 trim levels 2017-2022

The XC60 range kicks off with Momentum trim. This includes 18-inch alloy wheels, cruise control, automatic LED headlights, auto wipers, all-round parking sensors, a power bootlid, climate control, leather upholstery and heated front seats. There's a full suite of passive safety aids along with automatic emergency braking and lane-keep assist. You also get a digital driver's screen and a touchscreen infotainment system with built-in sat nav, DAB radio and Bluetooth – Apple CarPlay and Android Auto were included with optional Harmon Kardon or Bowers & Wilkins upgraded stereos, or as a dealer-fit optional extra. Momentum Pro adds a heated steering wheel, keyless entry and starting, a head-up display, front fog lights, and an electrically adjustable driver's seat.

R-Design is Volvo's sporty trim level. These models gain larger 19-inch alloys, sports suspension, front fog lights, visible exhaust tips and mean-looking black styling touches on the outside. Inside, there are front sports seats along with a sportier-looking steering wheel, pedals and gear shifter. R-Design Pro adds the same touches as Momentum Pro with the addition of adaptive suspension.

Polestar Engineered is a nod to Volvo's high-performance Polestar offshoot. These cars gain a unique Polestar body kit, massive 21-inch alloys, gold-coloured seatbelts and extra fettling to the engine and suspension to make them even sharper to drive.

At the top of the range is Inscription trim. These upgraded versions get extra-soft leather upholstery, electrically adjustable front seats, special wood inlays on the dashboard and a posh crystal gear shifter. Inscription Pro adds the same high-tech upgrades as R-Design Pro.

Volvo XC60 trim levels 2022 onwards

The new, simplified XC60 trim lineup starts with the Core model. This gets 18-inch alloy wheels, cruise control, climate control, a power bootlid, keyless starting, leather upholstery, heated front seats, automatic LED headlights and auto wipers. For infotainment, there's a central touchscreen with Apple CarPlay and built-in Google services including navigation, and a digital screen for the driver. Again, safety gear is comprehensive and includes automatic emergency braking and lane-keep assist.

Plus trim adds 19-inch alloy wheels, front fog lights, heated rear seats, keyless entry, adaptive cruise control, a heated steering wheel, electrically adjustable driver's seat, a 360-degree parking camera and a heated windscreen. The infotainment system gets an upgraded stereo system from Harman Kardon.

Ultimate is the range-topping trim. You'll find 20-inch alloy wheels, adaptive suspension, an openable panoramic sunroof, a heads-up display, extra-soft leather upholstery, electrically adjustable front seats, special wood inlays and an even posher Bowers & Wilkins stereo.

Volvo also offers the new trim levels with Dark or Bright packages. The former adds moody-looking black styling touches on the exterior, while the latter gains extra chrome details instead.

What's the Volvo XC60's interior and technology like?

The cabin is one of the XC60's stronger features. Material quality is high and the overall design is elegant and simple. Like Volvos of old, the seats are particularly impressive, with excellent support, lots of adjustment and leather upholstery as standard. We're also partial to the extra-soft leather fitted to Inscription or Ultimate versions. Sadly, the Swedish brand's pursuit of minimalism means climate controls have been relegated to the touchscreen – they're constantly displayed at the bottom, but this still isn't as easy to use as proper knobs and switches.

An infotainment system is included on all versions, and it includes built-in sat nav, Bluetooth and DAB radio. Apple CarPlay and Android Auto were previously both supported if you got a dealer-fit option pack, or an upgraded stereo system. For 2022 models onwards, only Apple CarPlay is standard because the main system now includes baked-in Google services such as mapping in place of Android Auto. Generally, the infotainment system works well but is starting to look a little dated next to the latest widescreen setups found in some premium German rivals.

While it's not as cavernous as the seven-seat Volvo XC90, the XC60 still makes a great choice for family buyers. There's enough leg and headroom in the back for even tall adults to get comfortable, and the generous width means it's not too cramped with three across the rear row. On paper, the boot isn't quite as large as key rivals from BMW or Audi, but it's still big enough to swallow a pushchair or a couple of large suitcases with ease. Plug-in hybrid models trade a little boot space for the battery pack but, again, the remaining space should be plenty for most buyers.

Volvo XC60 engine range explained

While the engines available in the XC60 haven't actually changed that much – they're all 2.0-litre, four-cylinder turbo units with varying degrees of hybrid assistance – the company has changed their names several times as it adds periodic upgrades.

Volvo XC60 T5 petrol

This was previously the entry-level petrol engine for the XC60 and came with a choice of front or all-wheel drive. With a respectable 250hp on tap, this version hits 62mph from rest in less than seven seconds. Average economy should be around 30mpg.

Volvo XC60 B5P petrol

The T5 engine became the B5P later in the XC60's life, reflecting the addition of a 48V mild-hybrid system. Power and performance are essentially unchanged but average economy rises slightly to 34mpg, or less if you select the optional all-wheel-drive system.

Volvo XC60 B6P petrol

The B6P uses the same 2.0-litre turbo petrol and mild-hybrid setup as the B5P but turns the power up to 300hp. This drops the 0-62mph dash down to a hot-hatch-rivalling six seconds, while still being capable of returning a 30mpg average.

Volvo XC60 T6 plug-in hybrid

This is the first of two plug-in hybrid engine options for the XC60. This version uses a 253hp petrol engine and 145hp electric motor, giving all-wheel drive grip and a 0-62mph time of just 5.7 seconds. Average economy can crest 200mpg if you use both power sources carefully, or it can travel around 40 miles on electric power alone.

Volvo XC60 T8 plug-in hybrid

The T8 PHEV is the even more powerful sibling to the T6 PHEV. The 145hp electric motor is unchanged but it's now paired with a 310hp petrol engine. The 0-62mph time is dispatched in a rapid 4.9 seconds, while its 200+mpg economy and 40-mile electric range are unchanged from the T6.

Volvo XC60 D4 diesel

For long-distance drivers, the D4 XC60 might prove a better choice. This was previously the entry-level diesel engine and makes 190hp, giving a respectable 8.4-second 0-62mph time. Average economy of 42mpg gives this model a longer cruising range than its petrol counterparts.

Volvo XC60 B4D diesel

Once Volvo added a 48V mild-hybrid system to the D4, it became the B4D and is now the sole diesel engine available in recent XC60s. You now get 197hp and a fractional 0.1-second improvement in the 0-62mph time. However, economy stands at 39mpg because it's now measured against stiffer WLTP regulations.

Volvo XC60 B5D diesel

This was the upgraded diesel engine option that previously sat above the B4D before Volvo discontinued it. This version had 235hp, trimming a little off the 0-62mph time in exchange for a slightly lower average mpg figure. 

Volvo XC60 FAQs

There's just one version of the Volvo XC60 and it's a five-seat, five-door family SUV with a hatchback bootlid. It's the smaller sibling to the seven-seat Volvo XC90 and bigger than the city-friendly Volvo XC40.

The XC60 is a fairly big car, measuring in around 4.7 metres long. It's within a few millimetres of its key rivals including the BMW X3, Audi Q5 and Mercedes GLC, and a little shorter than the Range Rover Velar.

inside, there's lots of space for passengers, even with five adults on board thanks to the wide rear row. Parents will appreciate the extra room to manoeuvre when loading kids into their child seats, and the boot is enough for most families' day-to-day needs.

While we'd always be tempted by the T8 plug-in hybrid and its sub-five-second 0-62mph time, you really don't need that much performance in a family SUV and the purchase price is noticeably higher.

For the majority of buyers, the entry-level engines are likely more than powerful enough – especially the T5 or B5P petrols that have 250hp for impressive acceleration. If you're a high-mileage driver, the D4 or B4D diesel engines will give you a respectable cruising range.

Most models in the XC60 lineup are offered with all-wheel drive. In fact, front-wheel drive is only an option on the petrol powered T5 and B5P version. All plug-in hybrid versions power the front wheels with the petrol engine and the rear wheels with an electric motor.

Like lots of premium brands, Volvo's performance in reliability surveys leaves a little to be desired. This is generally because upmarket models include more features and on-board tech than affordable cars, thus introducing more potential points of failure.

For greater peace of mind, add an extended warranty when you purchase your XC60 to protect you from unexpected repair bills.

Volvo has built a strong reputation as a safety-focused company and the XC60 lives up to this standard. All the expected seatbelt and airbag technology you'd expect is present and correct, plus you get extra overwatch thanks to standard-fit automatic emergency braking and lane-keep assist.

The XC60 is a large, premium five-seat SUV. Cars that compete in the same class include the BMW X3, Audi Q5, Mercedes GLC, Range Rover Velar, Lexus NX, Alfa Romeo Stelvio and Jaguar F-Pace.

Volvo has positioned itself as a premium brand. That means you get posh touches and lots of kit but you should budget a little more for annual maintenance and any extra repairs needed. Not only will parts be more expensive than most mass-market models but garage labour will also cost more. It's worth spending the money, however, because a well-maintained car should be worth more than one with a patchy service history.

We think the XC60 is a great car. It'll suit you down to the ground if you're looking for a posh SUV with a unique style that's refreshingly different to the typical, conservative German rivals. The Volvo's focus on comfort both inside and out is commendable and there's a generous amount of standard equipment.

All XC60 models can tow more than two tonnes, including the plug-in hybrids so if your loaded horse trailer weighs less than that figure, you should be fine to tow it with your Volvo. The majority of XC60 models also include all-wheel drive, which makes driving through muddy fields a little easier.

You can only fit two child seats to the Volvo XC60 because it only has Isofix fittings on the outer rear seats. Even if you use a non-Isofix child seat for the centre position, you'll still struggle to fit three across the rear row because the seat bases aren't wide enough.

Estimates from The Money Calculator suggest that the XC60 will lose value very slightly faster than its direct rivals from German brands – losing a little over half its value in the first three years compared with high-40% figures for its competitors. The gap is quite narrow, however, and should outperform models from more obscure manufacturers.