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Finance representative example (PCP)

Total cash price £19,449. Borrowing £17,504 with a £1,945 deposit at a representative APR of 11.9%.

48 monthly payments
£271.53
Fixed interest rate
11.9%
Total amount payable
£26,146.65
Cost of credit
£6,697.65
Optional final payment
£11,168.00
Purchase fee
£10.00
Annual mileage limit
6000 miles

Why buy a used Vauxhall Insignia?

The Insignia saloon represents decent value as a used buy against the likes of the Peugeot 508 or BMW 3 Series. Rear space is decent as long as your passengers aren't too lofty, and cargo space is strong with easy access thanks to the car's hatchback-style boot lid. There's quite a lot of dark plastic trim inside and the seven-inch infotainment system on older models looks quite dated by today's standards, but there's still a pleasant, sweeping quality to the dashboard that emphasises the Insignia's wider, more spacious cabin.

Popular Vauxhall Insignia trims for sale at Motorpoint

Entry-level Design trim gets 17-inch alloy wheels, air conditioning, cruise control, and an infotainment system with Apple CarPlay and Android Auto. Design Nav cars add a built-in sat nav. Design was renamed to SE in 2020.

Tech Line Nav sits just above Design with all-round parking sensors and built-in sat nav. SRi adds climate control, sports pedals and a rear spoiler – and also comes with or without the 'Nav' upgrade. SRi VX-Line Nav gets built-in GPS guidance as standard as well as a sportier steering wheel, larger alloys and a meaner-looking body kit.

Elite Nav is near the top of the range, gaining even larger wheels and a larger infotainment screen, plus leather upholstery, heated front seats, a wireless phone charger and upgraded LED headlights. GSi gets a unique GSi body kit, a sports exhaust and lowered suspension, plus perforated leather upholstery, heated front and back seats, a heated steering wheel and sports pedals.

Newer models built after 2020 were slimmed down to just two trim levels. SE Edition gets the larger screen as standard, plus auto lights and wipers, heated front seats, cruise control, climate control, automatic emergency braking, lane keep assist and automatic high beams. SRi Premium adds a wireless phone charger, a heated steering wheel, Alcantara upholstery, 20-inch alloys and a sporty body kit.

Owning a used Vauxhall Insignia

A used Vauxhall Insignia lets you enjoy the benefits of a family-sized car without many of the drawbacks that come with the SUV models that usually fill these roles. For one, its ride and handling is better thanks to its lower centre of gravity, plus it has the long, low stance you can only get with saloon models like this. Diesel engines are popular within the Insignia lineup, with lots of low-down grunt and strong economy making them a great choice if you cover lots of miles every year.

Other models you may be interested in

There isn't exactly a wealth of choice in the saloon market if you want to avoid pricey premium models like the BMW 3 Series and Audi A4. The most obvious rivals are cars like the Ford Mondeo, Peugeot 508, Volkswagen Passat or Skoda Superb.

Why buy from Motorpoint?

Vauxhall Insignia FAQs

You'll encounter the Insignia in two main forms on the used market. Most are five-door, five-seat saloons hiding a hatchback-style boot lid for better cargo access.

There's also the Insignia Sports Tourer estate with a larger boot and more rear-seat headroom.

Vauxhall facelifted the Insignia during 2020, giving it slightly sharper headlights, a reshaped front grille and upgrading the standard equipment to include a larger infotainment touchscreen.

The Insignia saloon is just under 4.9 metres long, while the Sports Tourer estate is just shy of five metres. That means they're quite large, so will be a little more challenging to park than smaller cars. For this reason, we'd avoid the entry-level Design model, which misses out on parking sensors.

Passenger space is strong, however, by virtue of the car's big body. There's a lot of rear legroom for passengers to stretch out in, plus a large, useful boot. The only slight blot on the copybook is a sloping rear roofline that robs a spot of rear-passenger headroom.

The majority of Insignia models are offered with diesel engines and these are probably the best fit providing you're doing the occasional longer journey to avoid any DPF issues. These engines also have lots of low-down torque to make light work of the car when its loaded up with passengers and cargo.

That said, we'd avoid the most basic 110hp 1.6-litre version, as it feels a little gutless if you venture into the outside lane of the motorway.

Reliability surveys haven't revealed any underlying issues with the Insignia but you should make sure you keep on top of the car's maintenance to give it the best chance of a long service life.

You can protect yourself from the cost of unexpected mechanical and electrical failures by purchasing an extended warranty when you buy the car.

It's a little tricky to justify the Insignia when compared against the likes of the Peugeot 508 – the Vauxhall feels a little more dated and bland inside, and doesn't excel so greatly in any other area to truly carve out its own identity.

However, all those flowery concerns melt away when you consider how cheap the Insignia is as a used car. It typically undercuts direct rivals like the 508 and Ford Mondeo by several thousand pounds, sometimes coming in even less expensive than smaller cars in the class below. As a result, if you need lots of passenger and cargo space on a budget, the Insignia offers a very tempting package for the price.