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9.9% APR On all electric cars
Volvo Xc40 variants
Total price
Monthly payment

Volvo Xc40

300kW Recharge Twin 78kWh 5dr AWD Auto

2021 (71) reg | 34,421 miles

Electric | 3 months warranty
Finance example

£21,549

£318 per month

9.9% APR ON ELECTRIC CARS

Volvo Xc40

1.5 T3 [163] Inscription Pro 5dr Geartronic

2020 (70) reg | 23,141 miles

Petrol | 3 months warranty
Finance example

£24,099

£398 per month

Volvo Xc40

1.5 T4 Recharge PHEV Core Bright 5dr Auto

2022 (72) reg | 17,422 miles

Petrol Plug-in Hybrid | 3 months warranty
Finance example

£24,649

£411 per month

Volvo Xc40

2.0 B3P Plus Dark 5dr Auto

2022 (72) reg | 25,628 miles

Petrol | 3 months warranty
Finance example

£27,199

£438 per month

Volvo Xc40

1.5 T5 Recharge PHEV Ultimate Dark 5dr Auto

2023 (23) reg | 28,904 miles

Petrol Plug-in Hybrid | 7 months warranty
Finance example

£29,749

£482 per month

Save £9,001 on list price

Volvo Xc40

2.0 B3P Plus Dark 5dr Auto

2023 (73) reg | 10,336 miles

Petrol | 14 months warranty
Finance example

£30,349

£485 per month

Volvo XC40 video review
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Volvo Xc40

2.0 B3P Plus Dark 5dr Auto

2023 (23) reg | 21,362 miles

Petrol | 7 months warranty

Was £28,899

Finance example

£28,249

£452 per month

£650 off

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr

2021 (21) reg | 40,430 miles

Petrol | 3 months warranty
Finance example

£20,449

£333 per month

Volvo Xc40

1.5 T3 [163] R DESIGN Pro 5dr Geartronic

2022 (22) reg | 30,297 miles

Petrol | 3 months warranty

Was £25,949

Finance example

£25,149

£408 per month

£800 off

Volvo Xc40

2.0 B3P Core 5dr Auto

2023 (23) reg | 35,981 miles

Petrol | 6 months warranty

Was £24,749

Finance example

£23,999

£390 per month

£750 off
Save £10,901 on list price

Volvo Xc40

2.0 B3P Ultimate Dark 5dr Auto

2024 (24) reg | 13,688 miles

Petrol | 18 months warranty
Finance example

£34,199

£532 per month

Volvo Xc40

2.0 B4P R DESIGN 5dr Auto

2021 (21) reg | 16,183 miles

Petrol | 3 months warranty
Finance example

£27,049

£454 per month

Volvo Xc40

2.0 B3P Plus Dark 5dr Auto

2023 (23) reg | 9,094 miles

Petrol | 7 months warranty
Finance example

£30,449

£492 per month

Volvo Xc40

1.5 T5 Recharge PHEV Ultimate Dark 5dr Auto

2022 (22) reg | 29,553 miles

Petrol Plug-in Hybrid | 3 months warranty

Was £28,199

Finance example

£27,249

£437 per month

£950 off

Volvo Xc40

1.5 T3 [163] Inscription 5dr Geartronic

2021 (21) reg | 39,400 miles

Petrol | 3 months warranty
Finance example

£22,149

£364 per month

Volvo Xc40

1.5 T3 [163] Momentum 5dr

2021 (21) reg | 28,490 miles

Petrol | 3 months warranty
Finance example

£19,499

£325 per month

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr

2021 (21) reg | 35,703 miles

Petrol | 3 months warranty
Finance example

£20,749

£337 per month

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr

2021 (21) reg | 35,594 miles

Petrol | 3 months warranty
Finance example

£20,849

£340 per month

Volvo Xc40

2.0 B5P R DESIGN 5dr AWD Auto

2021 (21) reg | 32,153 miles

Petrol | 3 months warranty
Finance example

£27,149

£449 per month

Volvo Xc40

2.0 B3P Core 5dr Auto

2023 (72) reg | 18,078 miles

Petrol | 4 months warranty
Finance example

£24,899

£400 per month

Volvo Xc40

1.5 T3 [163] Inscription Pro 5dr

2020 (70) reg | 36,439 miles

Petrol | 3 months warranty
Finance example

£20,249

£323 per month

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr Geartronic

2021 (21) reg | 33,245 miles

Petrol | 3 months warranty
Finance example

£22,749

£376 per month

Volvo Xc40

2.0 B4P Plus Dark 5dr AWD Auto

2023 (23) reg | 13,839 miles

Petrol | 10 months warranty

Was £30,149

Finance example

£29,299

£451 per month

£850 off

Volvo Xc40

1.5 T4 Recharge PHEV R DESIGN 5dr Auto

2022 (71) reg | 39,429 miles

Petrol Plug-in Hybrid | 3 months warranty

Was £22,299

Finance example

£21,499

£352 per month

£800 off

Volvo Xc40

300kW Recharge Twin 78kWh 5dr AWD Auto

2021 (71) reg | 34,921 miles

Electric | 3 months warranty
Finance example

£20,899

£304 per month

9.9% APR ON ELECTRIC CARS

Volvo Xc40

1.5 T3 [163] Momentum 5dr

2019 (69) reg | 38,938 miles

Petrol | 3 months warranty

Was £18,849

Finance example

£18,349

£324 per month

£500 off

Volvo Xc40

2.0 B4P R DESIGN Pro 5dr AWD Auto

2021 (21) reg | 24,421 miles

Petrol | 3 months warranty
Finance example

£27,549

£454 per month

Save £11,431 on list price

Volvo Xc40

2.0 B4P Ultimate Dark 5dr Auto

2024 (24) reg | 19,426 miles

Petrol | 18 months warranty

Was £33,899

Finance example

£33,399

£511 per month

£500 off

Volvo Xc40

300kW Recharge Twin 78kWh 5dr AWD Auto

2021 (71) reg | 32,271 miles

Electric | 3 months warranty
Finance example

£21,049

£305 per month

9.9% APR ON ELECTRIC CARS

Volvo Xc40

1.5 T3 [163] Inscription 5dr

2021 (21) reg | 11,759 miles

Petrol | 3 months warranty
Finance example

£23,149

£376 per month

Volvo Xc40

2.0 B4P Inscription Pro 5dr Auto

2020 (70) reg | 31,706 miles

Petrol | 3 months warranty
Finance example

£22,899

£366 per month

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr Geartronic

2020 (70) reg | 19,069 miles

Petrol | 3 months warranty
Finance example

£23,949

£401 per month

Volvo Xc40

2.0 B3P Ultimate Dark 5dr Auto

2023 (23) reg | 25,000 miles

Petrol | 10 months warranty
Finance example

£30,149

£467 per month

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr Geartronic

2021 (71) reg | 12,911 miles

Petrol | 3 months warranty
Finance example

£25,449

£421 per month

Volvo Xc40

2.0 B4P R DESIGN 5dr Auto

2020 (20) reg | 27,340 miles

Petrol | 3 months warranty
Finance example

£23,449

£398 per month

Volvo Xc40

1.5 T4 Recharge PHEV R DESIGN 5dr Auto

2021 (21) reg | 5,894 miles

Petrol Plug-in Hybrid | 3 months warranty
Finance example

£24,549

£412 per month

Volvo Xc40

1.5 T3 [163] R DESIGN 5dr

2021 (21) reg | 22,567 miles

Petrol | 3 months warranty
Finance example

£21,299

£342 per month

Volvo Xc40

P8 Recharge 300kW 78kWh First Edition 5dr AWD Auto

2021 (21) reg | 17,348 miles

Electric | 3 months warranty
Finance example

£24,249

£333 per month

9.9% APR ON ELECTRIC CARS

Showing 1 - 38 of 39 results

Finance representative example (PCP)

Total cash price £20,899. Borrowing £18,809 with a £2,090 deposit at a representative APR of 9.9%.

48 monthly payments
£303.74
Fixed interest rate
9.9%
Total amount payable
£26,541.73
Cost of credit
£5,642.73
Optional final payment
£9,872.00
Purchase fee
£10.00
Annual mileage limit
6000 miles

Why buy a used Volvo XC40

The Volvo XC40 is a premium compact SUV with outstanding safety features and an easy driving experience. Available in petrol, diesel, PHEV and pure-electric variants, there's a used Volvo XC40 to suit every driving preference and budget.

Popular Volvo XC40 trims for sale at Motorpoint

  • Momentum – Entry-level trim with an infotainment system, parking sensors and active safety systems
  • R-Design – Sporty trim featuring larger alloys, a body kit and distinctive black trim
  • Inscription – Top-spec model with luxury leather upholstery

Owning a Volvo XC40

The XC40’s minimalist interior uses Volvo's intuitive portrait touchscreen to control most functions. Rear space comfortably fits two adults with ample head and knee room, while the practical boot accommodates family luggage. The driving experience balances comfort and engagement, providing composed handling and refined ride quality in both city and motorway conditions.

Read our Volvo XC40 review and learn more about this practical SUV.

Similar models you might consider

  • Audi Q3 – German premium alternative with optional quattro all-wheel drive
  • Mercedes GLA – Stylish competitor with luxury badge appeal
  • BMW X1 – Sporty handling with a practical interior

Why buy from Motorpoint?

Your Volvo XC40 questions answered

The XC40 only comes in one version – a five-door SUV large enough for small families. There is also the option of a coupe version called the C40, which is only available as an EV – this has a lower, sportier roofline than standard XC40 models.

The XC40 is around 4.4 metres long. This means it’s almost exactly the same size as the Mercedes GLA and Audi Q3 – its main rivals. There’s enough room for four adults inside to get comfortable, with five able to fit for shorter journeys. The boot is large enough for two big suitcases, or more if you get creative with your packing.

Most XC40 models are offered with either a petrol or hybrid engine, and all offer a good blend of power and efficiency. There are also diesel engine choices if you regularly take on long journeys, or a fully electric version if you mainly drive in city and suburban areas.

If you like the look of the XC40, you'll almost certainly like it from behind the wheel, too. It's a great little premium SUV that's just about large enough for family duties. The car's styling and design are really strong, with a clean, angular look that stands out from the conservative German alternatives.

Plus, it's good to drive too, with light, accurate controls, well-managed body movements, and potent engines – especially among the plug-in-hybrid options.

It's not perfect, of course. It's quite expensive like most of the premium SUVs it competes with, and we're not completely sold on adjusting the climate control through the touchscreen, plus sportier rivals are a little more fun to drive. However, the Volvo's comfort, tech and styling will be more than enough to silence most buyers' criticisms.

Most of the XC40's colour choices are fairly muted. There's the lighter Cloud Blue and darker Fjord Blue, along with Sage Green, which is a fairly understated shade, and Fusion Red – probably the loudest colour in the lineup.

Besides those, there's the conventional selection of black, grey, silver, and white, along with a silvery-gold champagne colour called Bright Dusk.

Four-wheel drive – badged AWD – is available as an option on the XC40, although most models on the market stick with front-wheel drive.

If you don't want to hunt around or pay extra for an AWD version, you can fit winter tyres to your front-wheel-drive XC40, which will dramatically improve grip and traction in cold, slippery conditions.

Volvo is a premium brand competing with the likes of BMW and Audi. As a result both parts and servicing costs are going to be a little higher than average, so make sure you budget a little more for keeping your XC40 in tip-top condition.

Reliability surveys rank both Volvo as a brand and the XC40 as a model about average for reliability. They're not fault free, but there are no widespread reports of common issues affecting this model.

That's about par for the course among premium models, which all tend to return middling reliability scores. This is often because they include more on-board features than cheaper cars, which means more potential things that can go wrong.

You can protect yourself from unexpected repair costs by adding an extended warranty to your XC40. This kicks in once the manufacturer's coverage ends and covers you for any mechanical or electrical repairs needed.