Volvo Xc90 variants
Total price
Monthly payment

Finance representative example (PCP)

Total cash price £39,949. Borrowing £35,954 with a £3,995 deposit at a representative APR of 11.9%.

48 monthly payments
£660.17
Fixed interest rate
11.9%
Total amount payable
£52,385.06
Cost of credit
£12,436.06
Optional final payment
£16,702.00
Purchase fee
£10.00
Annual mileage limit
6000 miles

Why buy a used Volvo XC90

The Volvo XC90 is a premium seven-seater SUV, combining exceptional safety features with easygoing comfort. Used models offer substantial savings over new models while retaining a comprehensive spec list with adaptive cruise control and comprehensive driver assistance systems that make every journey effortless.

Popular Volvo XC90 trims for sale

Find your perfect used XC90 from these popular trim levels:

  • Momentum – Entry-level car with heated leather seats, LED headlights and digital displays
  • R-Design – Adds sportier styling with a body kit, sports seats and enhanced interior lighting
  • R-Design Pro – Sports styling with enhanced on-board tech
  • Inscription – Luxury trim with Nappa leather and a crystal gear lever
  • Inscription Pro – Top-spec car with massaging seats and Harman Kardon premium audio

Owning a Volvo XC90

The XC90’s spacious seven-seat cabin comfortably accommodates adults in all three rows, with a 680-litre boot in five-seat mode. On-board tech includes a portrait-oriented touchscreen and a suite of active safety systems. Ideal for school runs, the daily commute or weekend adventures, the XC90's refined driving experience and plush ride quality keep you refreshed, no matter the journey.

Similar models you may be interested in

  • BMW X5 – German precision engineering with dynamic handling
  • Audi Q7 – Sophisticated technology with premium cabin refinement
  • Mercedes GLE – Luxury comfort with effortless performance
  • Land Rover Discovery – Superior off-road capability with massive practicality

Why buy from Motorpoint?

Volvo XC90 FAQs

As one of Volvo’s flagship models, the XC90 is stuffed with tech – and there’s a possibility that some of this could misbehave as the car gets older. Generally, the XC90 and other Volvo models have a good reputation for reliability but, for total peace of mind, consider taking out an extended warranty.

Every XC90 sold in the UK is four-wheel drive, so all XC90s have the all-weather grip that you’d expect from a car built to cope with fierce Swedish winters. You’ll find that most large SUVs come with four-wheel drive as standard now.

The Volvo XC90 was crash-tested by Euro NCAP in 2015 and received a glowing five-star score, notably achieving 97% for adult protection – better than any other car tested that year. But Euro NCAP makes its crash tests harder every year, so the XC90’s 2015 rating has now expired. We’d expect the XC90 to achieve a similarly high safety score if it was retested now, as it’s still one of the safest cars on the road.

Yes, all Volvo XC90s have seven seats, including the plug-in hybrid versions. Unlike many seven-seaters, there’s just enough room in the back seats for adults.

Running a big, premium SUV will never be cheap, and the XC90’s cost and complexity means that maintenance may be more expensive than SUVs from non-premium brands. A Volvo dealer will be able to advise you on cost and whether you can pay in monthly instalments.

XC90s are very good cars if you want a luxurious high-riding SUV with plenty of space. Whether you’re buying an XC90 as a family bus or as transport for pampered pooches, there are plenty of practical touches that make life easier. Its soothing driving experience will relax you even if the kids are squabbling, and its all-terrain capability means that the Volvo can keep going even if the asphalt runs out.

With an off-road mode to pump up the ground clearance, plus all-wheel drive and hill descent assist that can creep down steep slopes, the Volvo XC90 is very capable off-road. The off-road mode works below 25mph.

Data suggests that the Volvo XC90 will hold on to roughly 54% of its value after three years and 36,000 miles, which is good if not absolutely class leading.

Yes, the second and third rows of seats both fold flat. For those times where you need huge carrying capacity, the XC90 is absolutely phenomenal. Its 1,856-litre capacity can rival some vans for space.

There’s room in most of the XC90’s seats for a child seat, but only the outer middle seats have Isofix points – so you can have two Isofix car seats and others that are secured by the car’s seatbelts.

Yes, it does have a spare tyre and jack, unless you go for the plug-in hybrid – the spare wheel well is taken up by the battery pack so you get a tyre repair kit instead.